• Tempoh perlindungan yang panjang – sehingga umur 100 tahun bermula dari seawal 14 hari.
• Tiada had seumur hidup – Had tahunan akan disegar semula setiap tahun
• Mampu milik – kadar caruman yang rendah.
• Nilai perlindungan yang tinggi – Sehingga RM2,000,000 setahun.
• Tanpa tunai – kemasukan ke hospital tanpa tunai dengan menggunakan surat jaminan. Selain itu surat jaminan juga boleh digunakan untuk kes seperti day care (rawatan tanpa perlu bermalam), serta rawatan pesakit luar untuk penyakit seperti Bronchitis, Dengue, Influenza and Pneumonia.
• Panel hospital – senarai panel dan panel platinum yang luas diseluruh negara.
• Komprehensif – Menanggung bil kita dari sebelum masuk hospital, semasa dalam hospital dan selepas keluar hospital (discharge).

Rawatan day care adalah satu jenis rawatan di hospital yang boleh disiapkan tanpa perlu bermalam di hospital. Jadi walaupun tidak perlu masuk ward, anda masih boleh memohon surat jaminan untuk mendapatkan rawatan tanpa tunai. Berikut adalah senarai rawatan yang dilindungi:

1. Endoscopic Ultrasound with / without Biopsy
2. Excision Biopsy of Renal, Liver, Cervical, Lymph Nodes, Lungs, etc.
3. Diagnostic Laparoscopic Procedures
4. Wide Excision of Abscess
5. Fine Needle Aspiration Cytology
6. Guided Hook-wire or Excision of Fibroma / Breast Lump / Breast Nodule
7. Arteriovenous [AV] Fistula Creation
8. Change of Tracheostomy / Percutaneous endoscopic gastrostomy [PEG] / Gastroscopy button (if sole procedure, follow-up post-hospitalization)
9. Day Care Intravenous [IV] Chemotherapy (Does Not Include Fractionated / Intramuscular / Subcutaneous / Oral Chemotherapy)
10. Insertion of Chemo Port / Hickman Line
11. Bone Marrow Aspiration & Biopsy
12. Brachytherapy (Does not include Fractionated / Conformal / Intensity-Modulated Radiation Therapy [IMRT] Radiotherapy)
13. Diagnostic Bronchoscopy / Bronchial Lavage
14. Cataract Surgery
15. Excision of Pterygium
16. Excision of Chalazion
17. Retinal Detachment Surgery
18. Intravitreal Injection
19. YAG Iridotomy / Capsulotomy
20. Corneal Collagen Crosslinking
21. Removal of Foreign Body from Eye
22. Dacryocystorhinostomy
23. Dacryocystectomy
24. Laser Photocoagulation
25. Any eye surgery done in a day-care operation theatre / room under local Anaesthesia / sedation or with the usage of laser.
26. Arthroscopic Knee Evaluation / Aspiration / Joint Toilet / Joint Debridement
27. Intra-articular Injection of Joints / Facet Joint Injections
28. Radiofrequency Ablation Spine (if sole procedure)
29. Reduction of Bone Fracture(s)
30. Insertion or Removal of Implant / K-Wire / Metalware (Orthopedic e.g.: Simple Removal – Radius/Ulna Plates)
31. Simple Tendon Repairs / Tenotomy / Tenolysis
32. Partial or Complete Removal of Toenails
33. Drainage of Subungual Hematoma or Abscess
34. Excision of Bunions / Ganglion / Sebaceous Cysts
35. Release of Carpal Tunnel Syndrome / Dupuytren’s Contracture / Trigger Finger / De Quervain Disease
36. Diagnostic and Therapeutic Endoscopy of Nasal Cavity, Sinus, Pharynx & Larynx
37. Myringotomy and /or Ear Tube / Grommet Insertion
38. Removal of Foreign Body
39. Removal of Nasal Polyps
40. Aural Polypectomy
41. Antral Washouts (if sole procedure)
42. Drainage of Septal Haematoma (if sole procedure)
43. Laser Cauterisation / Diathermy for Nasal Bleeding
44. Diagnostic Dilatation and Curettage
45. Hysteroscopy
46. Marsupialisation & Drainage of Bartholin’s Cyst
47. Removal of Cervical or Vaginal Polyps
48. Cone Biopsy / Punch Biopsy
49. Vaginal Sling
50. Cystoscopy Examination with/without Biopsy
51. Rezum Therapy
52. Insertion or Removal of Ureteric J-Stent
53. Extracorporeal Shock Wave Lithotripsy (ESWL)
54. Gastroscopy / Endoscopy [OGDS/Colonoscopy] with / without Biopsy / Polypectomy
55. Rubber Banding of Haemorrhoids / Stapler Haemorrhoidectomy
56. Anal Fissure Dilatation or Excision
57. Endoscopic Retrograde Cholangiopancreatography [ERCP] (if sole procedure)
58. Insertion / Replacement of Pacemaker
59. Insertion / Removal of Electrocardiogram [ECG] Loop Recorder
60. Cardiac Catheterisation and Coronary Angiography / Angiogram (if elective & sole procedure)
61. Endo-laser Venous Surgery

Jika tiada tuntuan pada tahun itu, kita akan menerima no claim benefit dalam bentuk health wallet yang mana kita boleh gunakan untuk manfaat seperti berikut:

1. Bayaran Deduktibel
2. Faedah Pencegahan
   1. Pemeriksaan Kesihatan
   2. Vaksinasi (umur 16 tahun dan ke atas)
   3. Vaksinasi Flu untuk juvenil berumur di
      bawah 16 tahun
3. Faedah Penjagaan Khas
   1. Keadaan Kongenital
   2. Pembedahan Elektif/ Plastik/ Kosmetik
      akibat Kemalangan atau Kanser.
4. Faedah Pemulihan dan Sokongan.
5. Faedah Kesihatan Mental.
   1. Gangguan Depresi Yang Teruk.
   2. Gangguan Obsesif Kompulsif.
   3. Skizofrenia.
   4. Gangguan Bipolar
   5. Sindrom Tourette
   6. Depresi Pospartum

Sila isi borang dibawah: